Attention homeowners in Marion and Williamson County: Need an appraisal?Here are the top seven reasons why Illinois homeowners call on Tri-State Appraisals:
We at Tri-State Appraisals understand the unique needs of a customer in need of appraisal services. Our typical business clients get the appraisal process and the standard "products" we deliver to them. Being a person not in the real estate business that ordinarily doesn't look at appraisals on a regular basis, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Tri-State Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other properties nearby. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Tri-State Appraisals is your #1 weapon when contesting your property tax assessment.PMI Removal AppraisalsAn attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Tri-State Appraisals is experienced in helping homeowners just like you delete undesirable PMI insurance.Recently got a freeze to your HELOC?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Tri-State Appraisals can help you reinstate your home equity line of credit with an expert appraisal.Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Tri-State Appraisals can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house. |
|||||||||
