|   Formal Education- Provider   |    Course / Discipline   |    Dates Attended   |  
  |   John A. Logan College   |    Banking & Finance   |    1992 to 1995   |  
  |   John A. Logan College   |    Computer Information Services   |    1990 to 1992   |  
  |   Appraisal Education - Provider   |    Course   |    Date Completed   |  
  |   McKissock Education Company   |    National USPAP Update Equivalent   |    April-2016   |  
  |   McKissock Education Company   |    Appraising Assisted Living Facilities   |    September-2015   |  
  |   McKissock Education Company   |    Understanding Residential Construction   |    September-2015   |  
  |   McKissock Education Company   |    Illinois Supervisor / Trainee Course   |    December-2014   |  
  |   McKissock Education Company   |    National USPAP Update Equivalent   |    April-2014   |  
  |   National Highway Institute   |    Appraisal Review for Federal Aid Highway Programs   |    June-2013   |  
  |   McKissock Education Company   |    Analysis in Action   |    March-2013   |  
  |   McKissock Education Company   |    Supporting & Deriving Adjustments   |    March-2013   |  
  |   McKissock Education Company   |    Appraising Complex Properties   |    November-2012   |  
  |   McKissock Education Company   |    National USPAP Update Equivalent   |    April-2012   |  
  |   McKissock Education Company   |    Changing World of FHA Appraising   |    March-2011   |  
  |   McKissock Education Company   |    REO & Short Sale Appraisal Guidelines   |    March-2011   |  
  |   McKissock Education Company   |    Introduction to Residential Green Building   |    March-2011   |  
  |   McKissock Education Company   |    National USPAP Update Equivalent   |    February-2010   |  
  |   McKissock Education Company   |    Financial Reform Fannie Mae & Appraisers   |    February -2010   |  
  |   Appraisal Educators   |    Mortgage Fraud   |    July-2009   |  
  |   Illinois Department of Financial Regulations   |    A Day With the Committee   |    July-2009   |  
  |   McKissock Education Company   |    U.S.P.A.P. Compliance Update   |    February-2009   |  
  |   Illinois Department of Financial Regulations   |    A Day With the Committee   |    August-2008   |  
  |   Illinois Department of Financial Regulations   |    A Day With the Committee   |    August-2007   |  
  |   McKissock Education Company   |    The Cost Approach   |    July-2007   |  
  |   McKissock Education Company   |    FHA Appraisal Update   |    July-2007   |  
  |   McKissock Education Company   |    U.S.P.A.P. Compliance Update   |    February-2007   |  
  |   Illinois Department of Financial Regulations   |    A Day With the Committee   |    June-2005   |  
  |   Appraisal Foundation   |    Appraising High Value Residences   |    March-2005   |  
  |   Appraisal Foundation   |    Disclosures & Disclaimers   |    March-2005   |  
  |   McKissock Education Company   |    U.S.P.A.P. Compliance Update   |    March-2005   |  
  |   McKissock Education Company   |    FHA Appraising Today   |    December-2004   |  
  |   Appraisal Institute   |    Appraiser Liability   |    May-2003   |  
  |   Appraisal Institute   |    Appraising the Hard Ones   |    April-2003   |  
  |   Shawnee College   |    Fair Housing Update   |    February-2003   |  
  |   Shawnee College   |    U.S.P.A.P. Compliance Update   |    February-2003   |  
  |   McKissock Education Company   |    Appraisal of Vacant Land   |    June-2001   |  
  |   McKissock Education Company   |    The Appraiser as an Expert Witness   |    December-2000   |  
  |   Appraisal Institute   |    HUD/FHA Appraisal Guidelines   |    January-2000   |  
  |   McKissock Education Company   |    U.S.P.A.P. Compliance Update   |    July-1999   |  
  |   McKissock Education Company   |    Fair Lending for Appraisers   |    July-1999   |  
  |   N.A.I.F.A.   |    IFA 1.4 (Non-Residential Report Writing)   |    March-1999   |  
  |   N.A.I.F.A.   |    IFA 2.1 (Capitalization Principles)   |    February-1999   |  
  |   N.A.I.F.A.   |    U.S.P.A.P. Compliance Update   |    October-1996   |  
  |   Appraisal Institute   |    Illinois 6 (Advanced Capitalization)   |    October-1994   |  
  |   N.A.I.F.A.   |    U.S.P.A.P. Compliance Update   |    September-1994   |  
  |   Fannie Mae Corporation   |    Secondary market guidelines   |    March-1993   |  
  |   Appraisal Institute   |    Illinois 3 (Applications)   |    October-1992   |  
  |   Appraisal Institute   |    Illinois 2 (Foundations)   |    September-1992   |  
  |   Appraisal Institute   |    Illinois 1 (Standards-USPAP)   |    August-1992   |